Most Common Worker’s Compensation Claims as per the Australian Law?

January 24, 2023    Workers Compensation Lawyers
Most Common Worker’s Compensation Claims as per the Australian Law?

Sprains and strains are usually some of the most common workplace injuries. They are mostly due to the result of incidents related to the handling of materials as per a review of millions of worker compensation claims. Workplace injury lawyers help clients file compensation claims in case of workplace injuries.

Many worker compensation carriers often release their injury impact reports that review claims over multiple years from different forms of businesses and industries. In this guide, you’ll learn more about some of the common worker compensation claims.

What Are Some Common Injuries in Terms of the Percentage Of Total Claims?

Some of the common injuries are as follows:

  • Cuts/punctures
  • Sprains or strains
  • Inflammation
  • Fractures
  • Contusions

Based on the business size and industry, strains and sprains are the most common forms of injury. But in smaller businesses, you will find that most people experience cuts and punctures followed by sprains or strains. Eye injuries are also one of the most common kinds of injuries in the manufacturing and construction industries.

What is a Workplace Injury?

Before you choose to hire workplace injury lawyers Perth, you must know that injuries that occur in workplaces are covered by worker’s compensation insurance. Those injuries can also include illnesses and accidents that are due to being exposed to materials, equipment and work activities.

When an employee in Australia suffers any form of occupational injury covered by worker’s compensation insurance, time becomes valuable. The Australian employee usually has a few days to hire the best industrial diseases lawyers, make a legal report of the incident and collect all the benefits.

If you are not aware of this, you must know that injured workers must report an occupational injury to the employer after it occurs. If there is any kind of delay in filing a claim, the insurance provider in Australia has the potential not to allow any employee compensation benefits. The delay may also make your insurance carrier think the claim is false.

What Are Some Injuries That Lead to the Highest Average Incurred Costs?

Some of the injuries that often lead to the highest average incurred costs include dislocations, amputations, many trauma injuries, shock injuries or fracturing of multiple bones at once. These are the kind of injuries that have rarely occurred overall.

Some of the frequent causes of workplace injuries for which workers comp lawyers Perth are hired are as follows:

  • Trips, slips and falls
  • Material handling
  • Accidents that involve tools
  • Being struck by an object or colliding with it
  • Accidents due to tools
  • Traumas that occur with time

All the above-mentioned incidents usually lead to cuts, contusions, sprains, strains, inflammation, fractures or punctures due to specific work. Some sprains or strains can often lead to more than 50 missing work days, and it takes more than 20 days to recover from punctures or cuts.

One of the most common forms of work injuries of fractures and inflammation often cause workers to take the most time away from work for the body to heal. The number of days taken as time off is between 70 to 91 working days.

Causes of Accidents and Injuries May Be More Prevalent in Other Industries

After a proper evaluation of the worker’s compensation claim data, it is revealed that there are specific causes of accidents and the resulting injuries that are more prevalent in specific industries.

  • Though material handling accidents are considered the top causes of overall injuries, these accidents are common in the retail and manufacturing industries. They cause close to 40% of injuries in both these work sectors.
  • Falling from a specific height is also one of the most significant injury causes in both retail and construction industries.
  • The oil and gas industries are the only ones where motor vehicle accidents are one of the most common injury causes.
  • Eye injuries are also common and frequently occur in the construction and manufacturing industries.

What Are the Things That Worker Compensation Insurance Does Not Cover?

A worker’s compensation insurance does not cover the following:

  • Psychiatric or stress issues
  • Injuries that are due to horseplay or fighting
  • Injuries that are self-inflicted
  • Injuries that happen when committing a crime or while under the influence of alcohol or drugs
  • Injuries occurring due to violation of company policies

For increasing illnesses or work injuries, the area gets greyer. For instance, your creative agency has employed a web designer to design carpal tunnel syndrome with time. The time will begin ticking on the claim when:

  • The writer takes time off work due to the injury
  • The writer was aware that hours of work caused this injury.

How Do You File a Worker’s Compensation Claim After a Workplace Injury?

Before you look to hire the best workers’ compensation lawyers Perth, you must know how to file a workers compensation claim following a workplace injury. If you want to initiate the claim process, you must do the following:

  • You must notify the employer regarding the work illness or injury, including the date and time of the damage, how it happened and many more.
  • You have to file a formal worker’s compensation claim.

After fulfilling the above steps, the insurance company will select a specific doctor to examine you. That particular doctor will report the results to the insurance company, which will use the report to form the compensation offer.

The worker’s compensation process and statute of limitations will vary based on the Australian state that you live in. You can search the internet to learn more about the worker’s compensation laws in the state where you do business or other work.

When Should You File a Worker’s Compensation Claim?

An employee will be eligible for worker’s compensation benefits if all the relevant statements are true:

  • The injured worker is an employee of your small business
  • The employer possesses worker’s compensation insurance.
  • The employee suffered an injury due to work.

The Worker’s Compensation Statute of Limitations

Different Australian states have varying limitations for filing worker’s compensation claims. Depending on where the employees are located, there are specific deadlines you must meet to file the claim. The deadline could differ depending on the kind of injury.

In some Australian states, the statute of limitations for filing a worker’s compensation claim is around a year from the injury date. The employees may even have deadlines for notifying the employer regarding the injury. You will find that in most cases, it is important that the Australian worker notifies their employer within 30 to 45 days of that injury.

The workers can easily notify the employers with the help of a formal letter or an email that details the work injury. They can also do it informally, like mentioning that pain is caused by typing at work throughout the day. Employers also ask the employee to submit written notifications of the incident explaining the nature of the injury and how it happened.

Contact Workers Compensation Lawyers Perth

If you are looking to file a claim for workers’ compensation, you must search for an expert lawyer to help you. Contact Workers compensation lawyers Perth to access the best lawyers who can help you file a worker’s compensation claim, guide you through all the legal processes, and ensure that you get the compensation you deserve.

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